Learn how to apply for the Mera Ghar Mera Ashiana 2025 housing scheme through Meezan Bank. Get details on eligibility, documents, benefits, and step-by-step application process.
Owning a house in Pakistan has long been a dream for many middle- and low-income families. The Mera Ghar Mera Ashiana 2025 Scheme, launched by the Government of Pakistan in collaboration with the State Bank of Pakistan (SBP), is turning that dream into reality. Through Meezan Bank, applicants can now benefit from Shariah-compliant home financing, low-profit rates, flexible repayment options, and government-backed subsidies—making it easier than ever to buy or build your first home.
What Is the Mera Ghar Mera Ashiana 2025 Scheme?
The Mera Ghar Mera Ashiana 2025 Scheme is a government-supported housing finance program designed to help first-time homebuyers across Pakistan. Meezan Bank offers this financing under Islamic banking principles, ensuring the process remains interest-free, transparent, and accessible.
Under this scheme, customers can:
- Finance their dream home
- Purchase plots
- Construct a house
All with easy installments and subsidized profit rates provided by the State Bank.
Key Highlights of Mera Ghar Mera Ashiana Scheme via Meezan Bank
| Feature | Details |
|---|---|
| Loan Tenure | Up to 20 years |
| Financing | Up to 90% of property value |
| Buyer’s Contribution | Minimum 10% equity |
| Profit Rate | 5%–8% (fixed for first 10 years) |
| Maximum Financing Limit | Up to PKR 3.5 million |
| Shariah Compliance | Based on Diminishing Musharakah |
This scheme ensures that every Pakistani family can afford their own house without being burdened by high markup or complex procedures.
Eligibility Criteria for Meezan Bank Applicants
To qualify for Mera Ghar Mera Ashiana 2025 via Meezan Bank, applicants must meet the following:
- Must be a Pakistani citizen with a valid CNIC
- Should be a first-time homebuyer
- Age between 20–65 years
- Must have verifiable income or business records
- Property size up to 5 marla (house) or 1,360 sq. ft. (flat)
- Co-applicant (spouse or child) allowed for joint eligibility
Required Documents for Application
Prepare these documents for a smooth and quick loan process:
- CNIC copies (applicant & co-applicant)
- Recent passport-size photographs
- Salary slips or income proof
- Six-month bank statement
- Property ownership or purchase documents
- Completed Meezan Bank Mera Ghar Mera Ashiana form
Step-by-Step Guide to Apply for Mera Ghar Mera Ashiana via Meezan Bank
- Visit your nearest Meezan Bank branch offering home financing.
- Request and fill out the Mera Ghar Mera Ashiana 2025 application form.
- Attach all required documents.
- Wait for verification of income, property, and CNIC.
- Once approved, funds are disbursed directly for construction or property purchase.
- Use the Mera Ghar Mera Ashiana Calculator on Meezan Bank’s official website to estimate your loan eligibility and monthly installment amount.
Top Benefits of the Mera Ghar Mera Ashiana Loan Scheme
- Low profit rate: 5%–8% for the first 10 years
- Long repayment tenure: Up to 20 years
- Shariah-compliant home financing
- No hidden fees or prepayment penalties
- Government subsidy for eligible applicants
- Dedicated customer service from Meezan Bank
- Online loan calculator for easy estimation
FAQs About Mera Ghar Mera Ashiana 2025
1. Who can apply for the Mera Ghar Mera Ashiana Scheme 2025? Any Pakistani citizen aged 20–65 purchasing their first home is eligible through Meezan Bank.
2. What is the maximum financing limit under Meezan Bank? Meezan Bank offers financing up to PKR 3.5 million, depending on income and property type.
3. Are there any processing fees? No, Meezan Bank does not charge hidden or processing fees for this scheme.
4. Can I apply jointly with a family member? Yes, you can apply with your spouse or child to improve eligibility.
5. How can I calculate my estimated monthly payments? You can use the Mera Ghar Mera Ashiana Calculator available on Meezan Bank’s website.
Conclusion
The Mera Ghar Mera Ashiana 2025 Scheme via Meezan Bank is one of Pakistan’s most impactful government housing finance initiatives. With Shariah-compliant home loans, low markup rates, flexible repayment terms, and government support, this program truly makes “Mera Ghar Mera Ashiana” a reality for thousands of families.
If you’re ready to take the first step toward homeownership, visit your nearest Meezan Bank branch or explore the Mera Ghar Mera Ashiana Calculator online to plan your dream home today.